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I got a letter today saying I owe almost 17,000 on a car loan that I never had. They claim in the letter they have made a bunch of attempts to contact me but this is the first I have heard of it.

There is nothing on my credit reports. So I am not sure what to do but I am not paying this ripoff company and I am not going to call them so they can waste my time.

I would like to know though if anybody else has cleared up any messes they had with these people?

Monetary Loss: $17.

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Immediately respond IN WRITING that it is not your debt, you dispute the validity of the debt, and you would like them to provide the documents with your signature that prove it is your debt.

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